HAZOOR SAHIB HOUSING AND FINANCE INDIA LIMITED's Hazoor Loan extends a warm welcome to you. Protecting your privacy is a fundamental aspect of our operations, and we are firmly committed to ensuring the safety and confidentiality of your personal information. This Privacy Policy explicates our practices in the acquisition, use, storage, and dissemination of your personal data, highlighting the safeguards we employ.
The terms "we" and "our" within this document signify the joint entity of HAZOOR SAHIB HOUSING AND FINANCE INDIA LIMITED and Hazoor Loan.
Your decision to utilize our loan application is met with our earnest commitment to privacy preservation. Through this policy, we aim to clarify our data management practices and the measures in place to protect your personal information.
1. Loan Provider Profile
Provider Name: HAZOOR SAHIB HOUSING AND FINANCE INDIA LIMITED
CIN: U65922DL1997PLC088854
Customer Support Email: customercare@hazoorsahib.com
Certificate of Registration: 14·06741
Address: 85, Mall Road G T B Nagar New Delhi, Delhi, 110009 India
It's important to us that you fully understand our Privacy Agreement before using our products and services. If any aspect of this agreement raises questions, please feel free to contact us for detailed explanations.
2. How We Collect and Use Your Personal Information
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
3. Purposes Behind the Utilization of Collected Personal Information
Your personal information is utilized for purposes including:
Execution and processing of loan applications;
Evaluation for loan approval and conducting risk assessments;
Administration of loan accounts and facilitation of repayment schemes;
Communication purposes, including the provision of information regarding complementary products and services;
Improvement and decision-making processes for the betterment of our application and services;
Compliance with the requisite legal and regulatory standards.
4. Measures for the Protection of Personal Information
The safeguarding of your personal information receives our utmost attention. We adopt various technical measures and management practices to protect your personal data's safety, integrity, and confidentiality.
Data encryption technology is utilized to ensure the secure handling of your personal information.
We rigorously limit access to personal information to only those with necessary authorization, effectively managing their permissions.
Security inspections and maintenance of our information storage systems are performed regularly.
Our organization has developed a detailed privacy protection policy, providing staff with relevant training to enhance their competency in protecting user privacy.
5. Device Permission Requirements
For users intending to apply for a loan in entirety through our application, it is imperative to agree to the following permissions on their devices:
Camera Permissions: Our application requires access to your device's camera to take photographs or videos, necessary for verifying your identity and safeguarding against financial fraud.
Location Permissions: We must be allowed to access your location to ascertain if our loan services are available in your area. Loan services are confined to certain regions, and eligibility is contingent upon location confirmation.
Contact Access: Granting access to your address book enables our application to verify if the contacts adhere to India's local regulations and to check for patterns that could indicate financial fraud or elevate credit risk.
Be assured that any data collected for the purpose of assessing loan eligibility will be automatically purged post-assessment, with no permanent storage of such data.
6. Management of Personal Information Sharing and Transmission
Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.
Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.
7. Revising Our Privacy Commitment
To accurately represent our data management practices and legal compliance, we may make revisions to this privacy agreement as needed. Significant changes will be communicated to you via established notification means to maintain transparency and trust.
8. Contact Us Regarding Privacy
If you have questions or comments about this Privacy Agreement or our practices regarding your personal information, please reach out to us at:
Name of Corporate: HAZOOR SAHIB HOUSING AND FINANCE INDIA LIMITED
CIN: U65922DL1997PLC088854
Email for Queries: customercare@hazoorsahib.com
Address for Correspondence: 85, Mall Road G T B Nagar New Delhi, Delhi, 110009 India
We're here to provide clear answers and resolve any concerns you might have swiftly.
9. Cookie and Comparable Technologies Usage
Our application utilizes Cookies and comparable technologies to enhance your user experience, tailor our services to your preferences, and conduct analytical assessments. You have the flexibility to accept or decline Cookies based on your preferences. Please be advised, however, that opting to reject Cookies might limit your access to certain functionalities and services offered by our app.